Callataÿ & Wouters

Full scalability: Support your long-term growth strategy

A future-proof solution

Launching a direct bank today takes flexibility. You need the freedom to adapt your offering to future business initiatives – such as geographical expansion, the launch of new products and services, acquiring new customers, or increasing transaction volumes. Thaler Direct Banking is a fully scalable, future-proof solution that can help you address these and many other issues.

New products and services

A modular approach lets you introduce new functionalities wherever and whenever you wish. You can easily add loans, mutual funds, and other products and services to your direct banking platform. You can start with a limited range of services today and broaden your offerings as you are able.

Thaler Direct Banking provides customer-focused support for deposits, loans, securities, treasury transactions, and payments. It covers the entire process of banking operations – from the definition and creation of products to transaction and operations management. The solution enables a flexible product factory and a short time to market.

Geographic expansion

Direct banking is an effective way to penetrate new markets without taking huge risks. Several Callataÿ & Wouters customers have used Thaler Direct Banking to drive a phased-in “greenfield” geographic expansion. To facilitate a cross-country rollout, the solution includes common elements that you can apply throughout your banking operations – as well as country-specific capabilities to meet local banking requirements. With this approach you can achieve immediate economies of scale that significantly reduce total cost of ownership and accelerate the return on your investment.

For one client, the agility and flexibility of Thaler - its flexible product development templates and ability to reset parameters, user friendly interface - has helped facilitate the launch of online banks in five countries in just 3 years, helping to support its rapidly growing online customer base.